Terms & Conditions

1. Acceptance of terms

These Terms & Conditions (“Terms”) govern your access to and use of the website, applications, and financial services provided by Tayal Finvest Services (“Tayal Finvest”, “we”, “us”, or “our”). By using our website, apps, or services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Our services

Tayal Finvest provides financial advisory and distribution services, including goal-based planning, and facilitation of investment and insurance products. We act as an intermediary between you and the relevant product providers. The scope of any specific engagement is defined at the time you avail that service.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding contract to use our services. By using our services, you represent that you meet these requirements.

4. Investment risk disclaimer

Investments in mutual funds, securities, and other financial products are subject to market risks. Please read all scheme-related and offer documents carefully before investing. Past performance is not indicative of future results, and we do not guarantee any specific return or outcome.

Any information, tools, or calculators provided on our website or apps are for general informational purposes only and do not constitute personalised investment, legal, or tax advice. You should make your own assessment and, where appropriate, seek independent advice before acting.

5. Your responsibilities

• Provide accurate, current, and complete information, including for KYC and suitability purposes;
• Keep your account credentials confidential and notify us of any unauthorised use;
• Use our website, apps, and services only for lawful purposes and in accordance with these Terms.

6. Intellectual property

All content on our website and apps — including text, graphics, logos, and software — is the property of Tayal Finvest or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any part of it without our prior written consent.

7. Third-party products and links

Our services may reference or link to products, services, or websites operated by third parties (such as asset management companies, insurers, and registrars). We are not responsible for the content, policies, or practices of those third parties, and your dealings with them are governed by their own terms.

8. Limitation of liability

To the maximum extent permitted by law, Tayal Finvest shall not be liable for any indirect, incidental, or consequential losses, or for investment losses arising from market movements or from decisions you make based on information provided. Nothing in these Terms limits any liability that cannot be excluded under applicable law.

9. Indemnity

You agree to indemnify and hold Tayal Finvest harmless from any claims, losses, or expenses arising out of your breach of these Terms or your misuse of our website, apps, or services.

10. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Changes to these terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of our services after changes take effect constitutes acceptance of the updated Terms.

12. Governing law

These Terms are governed by the laws of India. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts at Mumbai, Maharashtra.

13. Contact us